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Surge of NC College Graduates Face Insurance Coverage Dilemma
As college graduation approaches, parents and graduates concerned about their upcoming lack of health care coverage turn to local NC health insurance agencies for solutions.
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March 26, 2007 (FPRC) -- With spring graduation just around the corner, a swell of college graduates, and particularly the parent’s of graduating seniors, have expressed concerns about NC health insurance coverage.
“Every year we receive a large number of calls from parents and students looking for solutions. Because students have not often found employment yet, they need individual coverage but many times have had no experience evaluating health care coverage outside of an employer plan,” says Andrea Hunnicutt Grater, Account Manager at NC health insurance agency IBD Insurance Services Inc. (http://www.ibdinsurance.com)
With the rising cost of health care coverage, the concern is a valid one. However, Grater says that there are very affordable plans for the graduating demographic. “Generally, they are looking for something cheap—but also something that will protect them well. High catastrophic coverage deductibles and a mid-range co-pay’s of around $25 to $30 for doctor visits are generally the best plans for this of young people.”
For many graduating seniors, college graduation marks the first time in their lives that they are not eligible for inclusion on their parent’s health care coverage. Grater says that most of the inquiries come from concerned parents. “Young people often feel like they are invincible, last thing they are thinking about is that something could possibly happen to them, but their parents are concerned about protecting themselves financially if the unexpected and unfortunate does occur.”
IBD Insurance Services, centrally located in close proximity to NC State University, UNC at Chapel Hill, Duke and several private women’s colleges including Meredith, St. Mary’s, and Peace, has catered to the college demographic for more than 10 years.
The agency prides itself on its personalized service and says that this is the reason it has grown to become one of the top producers of NC health insurance. “Several of us here have college age kids,” she says. “We’ve experienced this insurance coverage dilemma from both angles.”
In an effort to help parents and graduates find the best and most cost effective health care plan, IBD has developed a simple online quote form on their website’s homepage located at http://www.ibdinsurance.com. Grater urges parents and grads to begin seeking solutions at least one to two months before graduation or before current coverage expires. “By April first, people should be looking.”
About IBD Insurance Services: IBD Insurance Services, Inc. is an independent authorized producer and agency located in Raleigh, North Carolina. IBD’s agents are licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC) as well as other carriers. IBD’s mission is to serve each NC health insurance customer with integrity by tailoring health care plan packages to every client’s unique needs.
Send an email to Andrea Hunnicutt Grater of IBD Insurance Services Inc
919-510-5980
Keywords:
NC health insurance
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